Developments on the LA/Long Beach Harbor Clean Truck Program
Since 2008, the Port of Los Angeles Clean Truck Program has had the goal to make the surrounding area eco-friendly. Additional updates have been made throughout the years, and if you are wondering where the project stands now, here are the basics you need to know.
Timeline of the Project
The Clean Truck Program is actually one component of a much larger plan referred to as the Clean Air Action Plan. This plan was developed in 2006, and authorities in both Los Angeles and Long Beach came together to attempt to reduce the number of carbon emissions in the atmosphere. Aggressive milestones were put into place to make the trucks that come into the Long Beach Port more energy efficient.
In 2008, the port banned all trucks that were using engines made in 1989 or older. In 2010, additional measures were taken to prevent truck engines made between 1989 and 1994 from entering the port. Another provision was added to limit truck engines produced between 1994 and 2003 that did not receive eco-friendly retrofits. Finally, in 2012, trucks could only enter the port if they met all specifications stated in the 2007 Federal Clean Truck Emissions Standards. The goal of these measures is to get companies to invest in more recently made vehicles that produce far fewer emissions than trucks in the past.
A big part of this plan was the development of the concession program. This program creates a relationship between the port and the licensed motor carriers. This program allows the owners of the vehicle to obtain funding and grants to phase out old, inefficient trucks. Since its implementation, the program has helped over 900 licensed motor carriers get new vehicles.
Success of the Program
Many people who heard about this program years ago may be wondering how successful it has been. In the first year alone, the program reduced emissions at the port by nearly 70 percent. By 2012, that number rose to 80 percent. As a result, the program has been extremely successful in achieving its goals, and many companies have moved over to using cleaner vehicles. This is advantageous for both the companies and the people in the community who live in the vicinity of the port.
While more work is required, the Port of Los Angeles Clean Truck Program is an excellent start. With the great success it has seen, hopefully more programs can be implemented in the future to make Los Angeles and Long Beach greener cities.
Most Important Benefits to Get With Truck Insurance
Truckers need to insure their vehicles, and for most, they simply look for the most cost-effective policy at the most reasonable price. It is vital to get good coverage, but as you are speaking with various truck insurance brokers, there are other qualities to look out for. There are numerous benefits to be gained, but you need to seek them out.
Assistance with Resolving Inaccuracies
A big component of the cost of someone’s insurance policy are prior claims and driver motor vehicle reports. Therefore, a trucking company that has had some accidents in the past will have to pay more for the same policy as a company with a clean history. However, various government agencies make clerical errors all the time, and it is entirely possible a company that has never had a problem will have a mark on its record. When searching for a new insurance provider, it is helpful to try to find an agent who will lend a helping hand in these instances. An insurance agent will most likely have greater success convincing an outside agency to change an error.
Availability to Talk
You will find yourself in situations where you need to talk to your insurance agent and the last thing you want is to deal with someone who is hard to get a hold of. As you are reviewing different policies, pay attention to how easy it is to get in touch with someone. You may contact an agency and get put on hold for a while only to be told the agent is currently out of the office. You want an agent and agency who makes an effort to always be accessible and a live body answering the phone.
Willingness to Give Options
An insurance agent should be there to give you exactly what you need and ask for. An agent will most likely inform you of different services you could potentially benefit from, but ultimately, it comes down to what you and your company need. Always look through a proposal yourself before making a purchase. An honest, upfront agent will tell you everything and not leave out any important details. That kind of transparency should be a priority for you in selecting an agent.
Buying insurance means you are entering into a partnership, and you want to make this union as viable as possible for years to come. Pay attention to what you are truly receiving to get the most out of it.
What to Know About Catering Truck Insurance
Food trucks have grown in popularity in recent years. Many consumers appreciate the fact tasty food can be delivered to their home or business. If you operate this kind of vehicle, then it is vital to get it insured. It needs to be insured no matter what because it is a vehicle, but if you sell food, then you need to obtain a specialized catering truck insurance policy. When pursuing this, it is vital to keep several points in mind to get the best coverage out there.
Buy From an Experienced Food Truck Insurance Agent
Since food is being sold from the truck, different types of policies are required. That means an operator of a catering truck needs more than simply a standard auto insurance policy. For this reason, it is good to work with an agent who has dealt with catering trucks in the past. Someone who has never done this before may be willing to take on the job but does not understand everything that needs to go into the policy. Experience matters in the insurance world.
Get Every Policy You Need
Owning a company vehicle usually requires the owner, whether it is an individual or company, to have commercial auto insurance. A catering truck requires much more than that, such as:
- Auto Liability Insurance: Vehicle insurance should cover damage caused by collisions and damage caused by fire or other natural disasters. It is also good to acquire uninsured coverage in case you end up in an accident with someone else lacking insurance.
- Commercial Property (Equipment) Insurance: This covers additional property you own outside of the truck. That includes kitchen equipment and any computers you need to operate the day-to-day actions.
- Commercial General Liability Insurance: This insurance protects you in case of property damage or injuries you cause in your food services business.. If the food from your truck makes someone sick, then commercial general liability coverage protects you.
- Workers’ Compensation Insurance: Various employees need to work on a catering truck including the driver and the cooks in the back. You need to ensure employees injured in a vehicle collision or from getting hurt in the kitchen have safeguards in place.
Catering truck insurance technically consists of several different coverages, and they are all essential. Professional brokers will assist you in finding a policy that covers everything you need, so you can operate your business with peace of mind.
Watch Out for unscrupulous insurance agents/brokers who falsely scare unsuspecting truck operators that their truck insurance is cancelled. I learned of an incident where a trucker was called by one of these “bad apple agents” and told their insurance policy was not going to be renewed and was being cancelled. The frightened trucker was smart enough to call his insurance broker to see what was happening and the current broker explained there were no problems.
Be careful who you buy your truck insurance from. There are a bunch of scam truck insurance agents who’ll do or say anything to mislead in order to make a sale. Check out the agent before you buy insurance!
A quick tally on the pulse of the insurance professionals who specialize in placing insurance for the trucking industry reveals a strong need for quality sales people.
A regional business development manager from Great American Insurance Company recently stated that the brokers he works with are all looking for new producers, or sales people.
This is an interesting development as this form of insurance sales is a great place to be working in; as far as insurance sales go. The cost of truck insurance is relatively expensive and the commissions can add up fast as compared to personal auto or homeowners insurance sales. The sales person needs to understand the trucking industry, commercial trucks, and the appropriate insurance coverage needed but this is relatively simple and can be learned in depth within 6 months.
Good sales people, especially those already in insurance, should hunt down the high quality brokers who specialize in this line of insurance. Take a look at this commercial truck insurance sales ad.
Truck insurance rates continue to spiral downward as the long term Truck Insurance providers compete with new Insurance Company entrants into this industry. Rates are down, on average, about 15% last year from 2006 and it is expected to fall another 5-15% again this year. The home page of Western Truck Insurance shows how much their customers have saved on their rates from 2006 to 2007. Great news for owner operators and trucking companies. Let’s hope the trend continues.