Choosing the Right Commercial Truck Insurance

While it’s great to have commercial truck insurance to protect your employees as well as your business, you’ve got to make sure you’ve got the right type of insurance and that you work with an agent who knows what she or he is doing to ensure you’re getting the protection and peace of mind you need. Here are a few tips for selecting the right trucking insurance.

You Have Control Over How Much You Pay

One of the first things you should realize is you have more control over the final price of your policy than you might realize. For instance, if your trucks are more expensive, you can expect your premiums to be more expensive as well, which makes perfect sense when you think about it. There’s also the fact that lighter trucks don’t cost as much to insure as heavier trucks.

How you use your trucks also influences how much your insurance will cost. Companies that are service-focused or specialize in retail purposes often don’t pay as much for coverage as businesses that deliver products and goods. While you most certainly shouldn’t base your business on how much you have to pay for insurance, such information is beneficial when determining the ongoing costs of your company.

Ask What Kind of Coverage You’ll Have

Because not all insurance companies operate the same way, clearly ask your agent what kind of coverage the truck insurance policies have. Some of the most common coverage types include:

  • Towing and labor costs
  • Bodily Injury & Property damage liability
  • Comprehensive & Collision coverage for damage done to  your vehicles.
  • Loading and unloading liability
  • Non-owned or Hired Auto coverage, in case you ever need to rent a vehicle
  • Medical payments

Here is where you want to be completely open and honest about the overall nature of your business, where your business is now and where you’d like to take your business in the future; let your agent get to know you and your trucking company inside and out. Make sure the insurance company can offer you the coverage you need.

Explore Your Payment Options

Your company finances will play a big part in how you pay for your insurance. While you can always pay your policy in monthly installments, it’s often less expensive to pay your annual premium in a single lump sum, mainly because insurance companies often offer discounts for doing so. Besides monthly and annually, you might also have the option of paying bi-annually. Once you know which paying option works best for you, see what options your agent  can offer so you get the best deal with the coverage you need. Speaking of which…

Determine How Much Liability Coverage You Need

Liability plays a big part in your insurance policy and your peace of mind if you ever have to file a claim. Again, here is where you want to offer full disclosure to your insurance agent about your business and your business operations. Once you know how much liability coverage you require, compare costs and specific coverage details with the insurance companies you’re considering.

Know Your Limits For General Liability

Another key to getting just the right truck coverage is to know your policy limits; specifically, your occurrence limit and your aggregate limit. Occurrence limit is how much you’ll pay to make a single claim while your aggregate limit is the full amount your coverage will pay for all claims made in a single year. This information helps you determine if you should make a claim for an incident, consider paying the damages on your own or seek a viable alternative without putting your coverage at risk.

Find Out About the Cost of Your Deductible

Because no insurance policy is complete without a deductible, find out what yours will be. While you can always raise the cost of your deductible to lower your insurance premiums, it shouldn’t be so high that you can’t actually afford to pay the deductible should you ever have to file a claim. In any case, it’s best that you always have enough saved up in a business account that you can easily and quickly pay your deductible if need be.

Know How the Claims Coverage Works

To get back to business as soon as possible after an accident, learn how to file a claim the right way and do so in a way that you stand the best chance of having your claim accepted.  Generally, it is best to seek  assistance in claim presentation from your agent.   . Additionally, ask if you can start the claim online or through a phone app to speed up the process in case an adjustor isn’t able to get out to you or your driver ASAP.

It might take some time to find the right truck insurance, but the hard work is certainly worth it. Use these tips and your own judgment to find the best fit.

Auto-Issued DOT Numbers- What We’ve Seen and What You Can Do

We’ve been seeing something a little strange lately here at Western Truck Insurance Services and we wanted to keep all of our loyal clients informed. We haven’t seen much information about this online, but it is something that several clients have experienced. If you’re having problems with this, or with anything else relating to your insurance, give us a call and we’ll happily help you sort things out.

Last year all clients with a California MCP # only were automatically issued a DOT #. We believe that the California DMV forwarded the information to the FMCSA for the applications. The problem is, much of this information was outdated. We had clients receiving their DOT # with an incorrect address, old registration information, etc. These clients never asked for or applied for this number. It was automatically issued to them. The California DMV is trying to transition to using DOT #s and provided this information to the FMCSA from their last update, but if things changed during the year, the information was outdated.

What Can Be Done?

If this happened to you, or happens to you in the future, what can you do? If you have insurance through Western Truck Insurance Services, get in touch with us and we’ll help you sort things out. This is what we’re suggesting:

  • Go online and check your information. This would typically be at the FMCSA website (https://www.fmcsa.dot.gov/registration). You can also call them at 800-832-5660.
  • Order your PIN for future updates. This allows you to update online in the future.
  • Print the MCS 150 page.
  • Call your insurance agent and discuss how to fill everything out properly. This is very important. Make sure things are filled out correctly to avoid future problems down the road. Please call us first!
  • Fax/mail in the documentation and keep a copy for yourself.
  • This is the first time we’ve seen something like this happen, but as the transition goes through, we’ll be here to help you with this and all of your other insurance needs. Get in touch anytime you have a question. We’re here to help you ‘Travel with Care’.

Are Your Truck Insurance Rates Increasing? Here’s Why.

Truck insurance rates are skyrocketing and the reason is nuclear. We’re not talking about atomic energy, but rather a recent phenomenon in truck insurance known as ‘nuclear’ verdicts. These verdicts are shaking up the insurance industry, causing longtime truck insurers to exit the market, and making it harder and more expensive to get coverage. Here’s what you need to know.

What Are ‘Nuclear’ Verdicts?

When you purchase truck insurance you’re hoping to never have to use it, but unfortunately accidents do happen. Occasionally, when the accident is severe, your insurance company will need to negotiate a settlement on your behalf or head to court. Years ago these settlements were easy to predict, often covering lost wages or hospital bills, but things are changing. Jurys are awarding record-breaking settlements, often millions of dollars higher than lost wages alone. These super-size settlements are known as ‘nuclear’ verdicts and they have the potential to decimate profits for insurers. Since ‘nuclear’ verdicts aren’t predictable, insurers have a difficult time estimating risk and have the potential to lose millions, or even hundreds of millions, on a single claim.

How Are ‘Nuclear’ Verdicts Impacting the Truck Insurance Industry?

The unknown behind ‘nuclear’ verdicts is making truck insurance an unprofitable venture for many insurers, even some of the industry’s biggest. Major insurers including AIG and Zurich Insurance Group AG have chosen to stop offering insurance to for-hire fleets. Other insurers are hiking premiums to keep up with the increased risks and costs. Premiums have increased 10% to 30%.

Trucking companies are already spending a great deal on insurance and the extra expenses will be hard for many fleets, especially smaller ones. In 2015 the average U.S. trucking company spent just over nine cents a mile on insurance premiums. That number is expected to be much higher for 2016.

What Can You Do?

There is little that drivers and trucking companies can do to fight against price increases due to ‘nuclear’ verdicts. We’re working hard to continue to provide the best coverage possible and at the best rates. We work with many of the industry’s top insurers to ensure you’re getting the coverage you need. A stellar driving record and a clean DOT safety record can also help you to lower your rates. Focus on what you can change and strive to keep your record as clean as possible. Learn more about ‘nuclear verdicts’ from this article from the Wall Street Journal.

If you have any questions, get in touch. We’re here to help you ‘Travel with Care’ and that’s one constant you can count on in a changing truck insurance industry.

 

 

Lonely No More: How to Foster Healthy Relationships on the Road

Are you away from home more than you are there? Many long haul drivers spend weeks on the road and then come home for only a couple of days before doing it all again. This can take a toll on your relationships, especially those with your immediate family. Lose the lonely with these helpful tips for building and maintaining healthy relationships as a trucker. This post wraps up our healthy drivers series; are you seeing positive change in your lifestyle?

Make a Plan

Which relationships are most important to you? Make a list of the relationships that you want to focus on while you’re away, listing them in order of priority. Come up with a plan for maintaining contact and interacting with each of these important people. When you have a plan in place, it is easier to make the relationship actually happen. Define your priorities and then stick to them. One of the worst things you can do for a relationship is nothing. Pick up the phone. Send that text. Write an email. Do it now, not tomorrow.

Use Technology

You may be gone a lot, but that doesn’t mean you can’t be present, especially during those important moments. Technology can connect you to your family, allowing you to see that dance recital, to celebrate that promotion, and to read those bedtime stories to your children at night. Get a smartphone or other connected device and use it to connect with those that you don’t see as often when you’re on the road. Skype, HangOuts, and Facetime are three easy options for video chatting. Family and friends can also send you videos over social media and email when you’re not available real-time.

Share the Journey

As a trucker you see more of the country in a week than most people do in a lifetime. Share your journey and help people to experience the magic and beauty that is trucking. Although there may be a lot of boring on any given day (tarping, long waits at the marshalling yard, and missed crane appointments to name a few), there’s also plenty of excitement waiting to share (beautiful sunsets, that authentic Memphis BBQ, and the supersize tank you’re hauling). Update friends and family of your adventures and share a whole new world with them: yours. Social media makes it easy to keep everyone up to date.

With your immediate family, keep the lines of communication open. You might be far away, but you can still share in the day to day by talking about your lives. Find out what is going on at home and share about your adventures in the truck. It might not seem exciting to you, but to those that love you, the everyday can be fascinating. Share your journey and delight in the adventures of those you love.

Make it Home When it Matters

Getting home for a specific date can be difficult, but make it a priority, especially for those most important events. Your spouse may say that they are happy to spend their anniversary alone, but odds are, they really do want you there. Look ahead at the calendar and choose the key events to schedule your home time around. Let your family know that you’re willing to make their lives your priority by coming home when you need to.

Getting a long haul driver home can be difficult, but it is much easier on your dispatcher when they have plenty of notice. Ask for specific days off as far in advance as possible. You’ll be more likely to make it home if your dispatcher has plenty of time to route you that way. You know the date of your anniversary a year in advance; don’t ask to rush home a few days before.

Long hours on the road can take their toll on your relationships, but with a little extra TLC, you can keep those relationships at their best. Traveling with care means taking care of yourself, your family, and your friends, not just your freight. We’ll handle your insurance so you can focus on your relationships.

 

 

Driving Is Not a Form of Exercise

How many hours did you spend sitting on your bottom yesterday? Truck driving is a sedentary career and many drivers find themselves sitting a little, or a lot, too much. Aside from securing loads and walking across the truck stop many truckers spend the entire day sitting down. And when you’re in the middle of nowhere, hundreds of miles from home, you may not have easy access to the gym, team sports, or other physical activities.

This can have disastrous consequences, not just for your waistline, but for your health in general. A 2014 study found that long haul truckers were twice as likely as the rest of the population to be obese (69% of drivers are considered obese, 17% morbidly obese). Break the cycle and take control of your health. You can exercise and stay fit on the road.

Why Should I Exercise?

Do you really need to exercise? The answer is a great big yes! According to the CDC, exercise has the following benefits:

  • Controls weight
  • Reduces the risk of heart disease
  • Reduces the risk of type 2 diabetes
  • Reduces the risk of some types of cancer
  • Strengthens bone and muscle
  • Improves mental health
  • Improves your ability to perform daily activities
  • Increases your chances of living longer I Haven’t Exercised in Years. How Do I Start? If you have health conditions that may affect your ability to exercise, talk with your doctor about what you can and can’t do before getting started. There’s nothing wrong with starting small and working up to a more strenuous activity level as you can. You may feel that you’re too busy to exercise, but the truth is, it doesn’t take much time to really see the benefits. The CDC recommends 150 minutes of moderate intensity aerobic exercise each week, just a bit more than 20 minutes a day. You should also strength train your muscles two times each week. You can fit this in, even on your high mileage weeks. Ways to Incorporate More Exercise into Your Life on the Road
  • Make the commitment today to improve your health and exercise a little more. You might drive a truck, but that doesn’t mean you’re doomed to a lifetime of poor health. Make a change today!
  • If you’re short on time, work up to a more intense exercise regimen and you’ll only need 75 minutes of exercise a week, plus strength training two times. You can achieve better health in just 10-20 minutes a day.
  • How Much Exercise Do I Need?
  • If you’re like many truckers, it has been years since you regularly participated in physical activity. Start slow. The CDC explains, “Cardiac events, such as a heart attack, are rare during physical activity. But the risk does go up when you suddenly become much more active than usual. For example, you can put yourself at risk if you don’t usually get much physical activity and then all of a sudden do vigorous-intensity aerobic activity, like shoveling snow. That’s why it’s important to start slowly and gradually increase your level of activity.”
  • It is never too late to start exercising and to improve your health.
  • Break it Up– You won’t always have an hour to exercise, but you can find 10 minutes, even on a busy day. Try exercising for 10 minutes, or more, each morning before you start rolling and another 10 minutes each night when you finish off for the day. Alternately, you could take a 10 minute exercise break each time you stop for fuel or a bathroom break.
  • Stock Some Equipment– Going to the gym isn’t generally feasible when you’re on the road, but that doesn’t mean you can’t bring your own gym along. You can easily fit some resistance bands, a kettle ball or weights, and a jump rope in your truck, everything you need to exercise on your own.
  • Make Yourself Accountable– If you want to be successful with your exercise program, make yourself accountable. Ask a friend, fellow driver, dispatcher, or family member to check in on you often. Report your successes and failures. Accountability can help you to exercise, even on those days you don’t feel up to it. Exercising on the road can be tricky, but you can do it. These resources may help you to succeed.
  • Resources to Help You Succeed
  • Fitness Blender– Stream workout videos right to your phone, laptop, or tablet with Fitness Blender. Many of their workout videos are completely free and require minimal to no equipment. Daily Burn is another option, but does require a small monthly membership fee.
  • Fitness Apps– Fitness apps can make accountability easier as you track and monitor your progress. PC World put together an excellent list of the top fitness apps of 2016.
  • Have you gotten your exercise in today?

Saving Money on the Road- 3 Tips for Truckers

Do you have a money problem? Many truck drivers struggle with their finances, relying on payday advances and loans to pay the bills. If you’re sick of living paycheck to paycheck or want to finally build up some emergency savings, this guide will give you some actionable tips for saving money on the road.

If you’re already in the hole with too much credit card debt or in the habit of payday loans, making financial changes isn’t going to be easy. Stick with it, even when it is difficult. A better financial future is possible, but you are going to need to put in some work to get there.

Stop Eating Out

What does your typical dinner look like? If you subsist on burger, fries, milkshakes, and truck stop fare, you’re not doing your body or your budget any favors. If you spend just $10 a meal, three meals a day you’re spending just over $200 a week on food, just on yourself. Save yourself a ton of money and stop eating out.

Without a stove, microwave, and sometimes without even a fridge, eating on the road can seem impossible, but it is doable. Salads and sandwiches are easy to throw together on the fly. Make a quick trip to the grocery store and pick up a few essentials (packaged lunch meat, cheese, bagged salad mix, salad dressing, peanut butter, bread, snacks, etc.) to stock in your truck. If you don’t have a fridge, stow your food in a cooler and replace the ice as needed.

By skipping the restaurants and eating on your own you can easily cut your food budget in half, or more, and you’ll eat better too.

Make a Budget… and Stick to It

If you want to spend less and save more a budget is essential. A budget does more than tell you what to spend; if done correctly it can help you notice spending problems and curb expensive habits.

When you’re on the road you’ll need two budgets: one for your family back at home and another for your expenses in the truck. Base your budgets on the amount you earn during a low mileage week. On weeks when you earn more, put the extra in the bank or use it to pay down debt. This is an excellent way to build up your savings.

Make sure you’re tracking your spending. Write down each purchase and keep a log of what you’ve spent. Go back to analyze your purchases and see how you stacked up. Find problems and make changes as needed.

Don’t Get Cash Advances or Payday Loans

When you’re in a cash crunch a payday loan is incredibly tempting, but these loans don’t actually fix your cash problems; they just delay them. Borrowing $150 from your next check means that you’ll start that month $150 short. Next month you’ll need to borrow more, just to stay afloat.

Live within your means, even if that means scaling back. Find a way to spend less so you can stop relying on payday loans to get through the month. If you’re currently living in the payday loan cycle, get out by creating a new budget (using your low mile income) and spending the extra to pay down the debt.

Other Ideas for Saving Money on the Road

These three tips are biggies for getting your spending and budget under control, but they aren’t the only ways to save. Try some of these bonus ideas too.

  • Automatic Bill Pay– Automatic bill pay is a lifesaver when you’re on the road. Skip the late fees and know that your bills will always be paid on time.
  • CDL Discounts– Many hotels and restaurants offer CDL discounts. If you’re going to eat out or stay in a hotel, it doesn’t hurt to ask if there’s a discount.
  • In-Network ATMs– If you need to get cash, use an in-network ATM so you don’t have to pay expensive fees. If you can’t easily find access an in-network ATM, use your card as debit when buying groceries and get cash back to skip the fees.
  • Truck Stop Rewards– Truck stop reward programs offer some great perks, including shower credits and free drinks, and many don’t charge for signing up

What are your secret tips for saving money on the road?

Preventing Rollovers- What Can You Do?

This summer the NHTSA issued a new rule requiring electronic stability control systems (ESC) on new commercial heavy trucks and large buses starting in 2017. It is believed that the new rule will prevent as many as 1,759 crashes, 649 injuries, and 49 deaths each year. In the meantime, what can you do to protect yourself? Many trucks currently have ESC, but for those that don’t (and even those that do), these tips could be lifesaving.

What Causes Rollovers?

The standard answer when it comes to rollovers is that the crashes are caused by driving too fast. This is a factor, but it is so much complicated than that. To prevent rollover, drive a safe speed of course, but also try some other strategies.

  • Pay Attention to Your Center of Gravity- The center of gravity is important in keeping things from toppling over. When driving a car, your center of gravity is almost always the same, but when driving a tractor-trailer, it can change depending on what you’re hauling and how it is loaded onto your trailer. Pay attention to your loads and drive carefully until you’re familiar with how a particular load is situated. Strap and secure properly. If a load isn’t fully secured it can shift as you drive, changing the center of gravity and potentially leading to a rollover. Drivers of cargo tanks should be especially cautious as liquids inside of the tank move as you do and can topple the tank rather easily.
  • Focus on the Road– Many drivers believe that rollovers are most common when entering and exiting the highway. While these are certainly times to be cautious, rollovers can happen at any time and are actually more likely on the roadway itself. Maintain focus at all times and look for hazards (sharp curves, soft shoulders, steep grades, hard berms, curbs, narrow driveways, limited visibility, etc.).
  • Watch Out for Vehicle Tripping– Vehicle tripping is a primary cause (95%) of single car rollovers, but is also a major contributing factor to tractor-trailer rollovers. This occurs when the tires strike a curb or fall into a soft shoulder. It often occurs during turns. To reduce your risk of tripping allow 3-4 feet between the tractor tires and the curb, giving room to the trailer’s tires should it shift a little during the turn.
  • Survey Before You Go- You can prevent rollovers before you ever get behind the wheel. Look at your expected route in detail before you head out. Look for hazards and areas where you’ll need to be extra vigilant. If you can, talk with others that have recently been on those roads and in the area for up to date advice on road conditions, weather, etc. Use your dispatcher and fellow drivers as valuable resources for knowing what’s ahead.
  • Don’t Get Complacent– Whether you’ve been driving for 1 year or 20, accidents can happen. Don’t let your familiarity with a particular route or your experience driving lull you into complacency. Driving a big truck is always dangerous and needs your full attention. Vigilance can prevent many rollovers.
  • Turn Left– When available and safe, left hand turns into a driveway are much safer than right hand turns. Turning left gives the rear tandem more room to track the tractor’s path.
  • Don’t Let Pre-Trip Inspections Slide– They take just a few minutes, but are so important. Always perform a thorough pre-trip inspection and don’t start driving until you’re confident that your truck is road-worthy and safe.
  • Speed Matters- Finally, remember that speed is an important factor in many rollovers. Speed limits aren’t always a safe speed to drive. Determine your speed based on road conditions and the weather and never exceed the maximum speed limit for an area. When approaching a turn, drive slower than the posted recommendations on the yellow safety signs. Safety experts recommend at least 10 mph less than the recommended speed for tractor/trailer combos. When going downhill, look at your speedometer rather than relying on feel. The bigger the vehicle, the slower it feels.

For more great tips on avoiding rollovers, watch this video from the FMCSA. It was created with cargo tanks in mind, but is packed with valuable tips for any tractor-trailer driver. Travel with care.

 

 

Sleep- Essentials of Health and Wellness for Truck Drivers

Are you getting enough sleep? Many truckers don’t and it can have a negative impact on both quality of life/health and safety behind the wheel. What can you do? How can you get enough sleep with the crazy hours trucking brings? Getting plenty of sleep as an over the road trucker isn’t going to be easy, but with these tips you can get the most ZZZZs possible even if your situation isn’t ideal.

Why Is Sleep Important?

The Department of Transportation estimates that fatigue related causes account for about 13% of all truck accidents. It can also increase your risk for negative health effects including heart disease, high blood pressure, stroke, and diabetes (all things that truck drivers are at risk for). Getting sleep on the road is difficult, but the risks of not getting enough sleep are worse. Make sleep a priority.

What Can You Do?

Getting enough good quality sleep is difficult when you’re on the road and dealing with variable schedules. Here are some tips that may help:

  • Avoid Drowsy Times- Your body is most drowsy from 12 a.m. to 6 a.m. and from 2 p.m. to 4 p.m. If you can, stay off the road during these particularly drowsy hours.
  • Nap Properly– A nap can be a great way to fight fatigue, but only if you do it properly. An effective nap should be more than 10 minutes but less than 45 minutes. Give yourself 15 minutes to fully wakeup before you get back on the road. Short naps have been shown to restore energy more effectively than coffee. Naps work best if they are used preventatively before you get tired, rather than after.
  • Skip the Tricks– What’s your secret to staying awake when tired? Many drivers rely on caffeine, an open window, loud music, and other tricks to stay awake on the road. These tricks may increase alertness for a few minutes, but they aren’t effective or reliable. Skip the tricks and pull over for some shut eye if you’re feeling drowsy. Caffeine can be a tool you use, but use it wisely.
  • Turn Off Your Alarm– During the week, you’ll likely need an alarm to get to deliveries and pick-ups on time, but when you’re home for the weekend or taking a restart, turn off the alarm. Let your body get the rest it needs and sleep until you’re no longer tired. These periods of rest can help you from becoming severely sleep deprived.

While fatigue is possible at any time, it is especially common during periods of shift or schedule changes. These tips will help you adjust:

  • Stick with Your Schedule/Routine– Limiting the changes your body goes through can help you adjust to a change. Try to stick with your typical work schedule, even if you’re home for a few days. If you do need to change your schedule, keep your pre-bed routines in place and use light and dark to help you adjust.
  • Get More Sleep– When going through times of adjustment, increase your sleep if you can. Getting more sleep helps your body adjust to the changes.

Sleep Disorders- Do You Have One?

In the U.S. alone 70 million people have some sort of sleep disorder, or a condition that keeps them from getting sufficient restorative sleep. Obstructive sleep apnea (OSA), insomnia, and restless leg syndrome are common sleep disorders. If you have one, work with your doctor to minimize its impact on your sleep and to find effective strategies for getting the rest you need. Talk with your doctor about sleep disorders and be aware of the signs of sleep disorders so you know if you’re at risk.

Tools for Better Sleep

The North American Fatigue Management Program is a great resource for truckers, their families, and others involved in the transportation industry. They have two great courses on fatigue that drivers should consider taking: Driver Education (focused on fatigue and fatigue management) and Driver Sleep Disorders Management.

Make the commitment today to getting better sleep. Your health and safety depend on it. And keep checking back for more tips on truck driver health and safety.

Teens and Big Trucks: Should They Be Allowed to Drive?

Should teens be able to drive big trucks? Right now you can’t drive a rental car until 25, but you can start driving 80,000 pound trucks at 21 interstate and intrastate(in most states) at 18. If a new law passes, younger drivers may soon be able to drive heavy trucks across state borders. Proposed regulation wants to change the age limit for interstate trucking to 18, with some provisional conditions. What do you think? Will this new regulation help get more drivers on the road or is the safety risk much too great?

The Risks of Younger Drivers

Younger drivers are notorious for getting into accidents. Drivers aged 16-19 have the highest annual crash rate and that’s just behind the wheel of a car, not a heavy truck. In states where 18 year olds are allowed to drive 80,000 pound trucks, younger drivers are 4-6 times more likely then 21+ drivers to get in an accident. Safety experts worry this plan could lead to disaster on the road.

While younger drivers are more likely to get in an accident, they are already on road and driving big trucks. In most states current regulation only keeps them from crossing borders, not from driving. Proponents of the law argue that the regulation changes make sense. Right now teens can drive hundreds of miles around a state, but can’t drive 10 miles across a border.

The Benefits of Younger Drivers

There is a need for more drivers and allowing younger drivers to drive interstate could lower recruiting costs and increase the number of applicants available. With transportation costs on the rise, some hope that younger drivers could help slow the rising prices in transportation (contract costs increased 3-5% this year). The law would potentially give fresh out high school graduates more job opportunities.

The Proposed Regulation

The proposed regulation would allow the FMCSA to create a 6 year pilot program allowing younger drivers to cross state lines. The regulation would allow states to enter into agreements with each other allowing the younger drivers. States would be free to place limits on these drivers (like limiting types of cargo, limiting routes, creating hours they can drive, etc.).

The regulation has passed the Senate, but still needs approval from the House of Representatives.

What do you think about this proposed regulation? Should we allow more teen drivers on the road?

 

The Latest Stats in Trucking

Have you taken the chance to review the Pocket Guide to Large Truck and Bus Statistics for 2015? This handy guide is released yearly by the FMCSA and gives those working the transportation industry an insightful look into the state of the industry. If you haven’t yet had the opportunity to check it out, we’ve pulled out a few of the statistics we found most interesting.

Trucks Carry a Big Majority of Our Nation’s Freight

It’s no secret to those working in the transportation industry, but without trucks, nothing would move. In 2012 trucks carried 70.2% of the total weight of freight moved across the U.S. Air (0.03%) and rail (11.1%) can’t even come close to competing with those numbers.

Large trucks accounted for 9.2% of all the 2,988.3 billion vehicle miles traveled in 2013 for a total of 275 billion miles traveled. There are more than 10.5 million large trucks registered in the U.S. (8,126,007 straight trucks and 2,471,349 tractor-trailers).

Seat Belt Use on the Rise

Seat belt use by large truck drivers is on the increase. In 2012, 74% of flatbed drivers wore seatbelts, but in 2013 that number increased to 82%. These increases are exciting, but we hope to see even higher numbers in the next report. If your truck is rolling, you should be wearing your seat belt. The percentage of drivers involved in fatality crashes without a seatbelt has been dropping considerably, down from 14.9% in 2005 to 9% in 2013.

Roadside Inspections… Everything You Need to Know

Make sure you read the section on inspections. There’s a great map that highlights the number of inspections performed by county (hint… California is a big state for inspections) and valuable information about the most common violations (log violations topped the chart). The information in this section can help you ensure that you’re not making common mistakes so you’re ready for your next inspection.

Fatal Crashes Statistics from 1975 to Now

Although fatal crashes involving large trucks have been on the rise the last couple of years, they are still much lower than they were in the 1970s and even in the 1980s. In 2013 there were 3,541 fatal crashes involving large trucks, fewer than the number of fatal crashes in 1975 with almost double the number of registered trucks. Clearly the changes that have been made from then until now have brought about positive change in trucking safety. What changes can we still make to ensure the roads are a safer place for all of us?

Take some time and orient yourself with this valuable information today.

All of these items, and more, can save you valuable money on your insurance. If you have questions on how you can apply this information to your risk management practices, give us a call and remember… Travel with Care!