What Insurance, Permits, Etc. Do I Need to Get Started?

One of the biggest questions we encounter from new drivers is, “What do I need?” Interstate truckers need a variety of permits, registrations, insurance policies, etc. to ensure they are in compliance with various state and federal laws. We can help you with the specifics for your situation (just give us a call), but this will give you a good idea of where to start.

Permits, Authority, and More… What Do I Need?

The various regulatory permits and registrations needed can vary quite a bit depending on which states you’ll be running through, but there are a few basics you’ll most likely need. Let’s take a look:

·         DOT Number

·         FMCSA MC Authority

·         Truck Registration

o   IRP

o   Unified Carrier Registration or UCR (formerly Single State Registration or SSRS)

o   IFTA (International Fuel Tax Agreement)

·         Individual State Permits- Some states require additional permits and fees. Things like oversize and overweight permits only apply if your specific load requires it, but some fees apply to even standard sized loads. For example you may encounter Weight Distance Taxes, fuel taxes that are paid to the state directly (and not charged with fuel), property taxes, and other required permits and fees.

Insurance… How Much Coverage Is Enough?

Although you may need higher limits, depending on your circumstances, the following coverages are most common for trucking and transportation:

·         $1 Million Commercial Auto Liability

o   $1,000 Deductible  for Physical Damage Coverage

·         $100,000 Motor Truck Cargo

o   $1,000 Deductible Non-Owned Trailer Coverage

The best way to determine how much insurance you need specifically is to talk with one of our agents. We aren’t just here to sell a policy, but to educate, inform, and help you in your journey. We want you to have access to the highest quality insurance products at highly competitive rates. We can help you determine what coverage you need and which insurer can best provide it.

Getting started in the transportation industry can be confusing, but don’t let that stop you. We’re here  to help you figure out what you need so you can… Travel with Care.

A New Addition to the Western Truck Insurance Services Family

Western Truck Insurance Services and Sentinel Financial are pleased to welcome TNT Insurance Services to their family. This addition will help us bring superior insurance value to our customers from coast to coast. We merged back on May 1 of this year and have been busy, busy, busy getting everything integrated.

These changes are very exciting for us and as our customers, exciting for you too. Let’s take a quick look at the specialized care and services we can now bring you at Western Truck Insurance Services.

·         More Experience– If you need experience to help you navigate through the rocky terrain of trucking, we’ve got it in spades. Together Western Truck Insurance and TNT Insurance have over 300 years of experience. We have the knowledge, skills, and expertise to help you.

·         New East Coast Offices– TNT Insurance is based out of Tampa, FL. We now have an east coast office ready to serve you. We are now here to help 12 hours a day so there’s always a convenient time to get the insurance or service you need.

·         Expertise for Towing Operations– TNT specializes in tow truck and truck insurance. This brings us enhanced expertise for clients with towing operations. TNT’s strong relationships with many tow insurance companies helps us to expand our reach and bring you more insurance offerings.

·         Personalized Service You Can Depend On– Do you need help with your FMCSA, registration, or filings? This new partnership doesn’t change any of the personalized services you’ve come to love from Western Truck Insurance Services. If anything the addition of new helpful staff will help us to serve you better.

·         No Fleet Too Large or Too Small– From an owner operator to a fleet with hundreds of trucks, we are ready to help and serve you. Western Truck Insurance is licensed in 19 states. We know that no two trucking operations are the same and can accommodate anyone from local drivers to nationwide truck drivers.

Let’s give a warm welcome to our new friends and partners from TNT Insurance. We look forward to the future and continuing to bring you the high quality insurance you’ve come to expect. Let us worry about your insurance so you can focus on the road.