In 2019, Independent Truck Drivers Are Earning More Than Company Drivers

Striking out on your own and working in the gig economy may seem like a risky endeavor for people working in tech or the arts. But one area where being self-employed is actually coming out ahead is in the trucking business. Self-employed truck drivers, also known as owner-operators, earn more per hour and work longer, … Continue reading “In 2019, Independent Truck Drivers Are Earning More Than Company Drivers”

In the Trucking Insurance Market, High Liability Rates Are Increasingly Common

Liability coverage makes up a big part of an independent insurance cost. This pays out injuries and property damage after a wreck. When it comes to over-the-road drivers or long-haul truck drivers, the Federal Motor Carrier Safety Administration (FMCSA) requires that a $750,000 minimum limit be met for the primary auto liability coverage. However, most … Continue reading “In the Trucking Insurance Market, High Liability Rates Are Increasingly Common”

Important Insurance Considerations for Flatbed Trucks

Flatbed trucks are larger than normal trucks that carry heavy loads, including heavy machinery, steel, vehicles, and more. Because of a flatbed’s payload and its design, the goods that are being shipped are more vulnerable to external exposures, and the trucks themselves are inherently more of a liability on the road when it comes to … Continue reading “Important Insurance Considerations for Flatbed Trucks”

FMCSA Update: California Yields to Preemption Determination

Following the Federal Motor Carrier Safety Administration’s determination in December of last year that federal law preempts California’s meal and rest break rules, many trucking companies are trying to determine how this is going to affect them with the California courts.  Los Angeles Superior Court became the first state court in California to apply the … Continue reading “FMCSA Update: California Yields to Preemption Determination”

Towing Operators: Make Sure You Understand the Lingo

After working in the towing industry for a period of time, you’re bound to pick up a shorthand for certain classifications, industry terms, and road service items. But with a new generation of drivers taking the wheel, it may seem like a bunch of jumbled letters thrown together. With this in mind, it’s probably best … Continue reading “Towing Operators: Make Sure You Understand the Lingo”

How CAB Reports Function in Underwriting Trucking Operations

When it comes to trucking operations, having truck insurance is an important component to keep everything moving in a transparent way. However, if a motor carrier’s driving history is flagged with having the same number as another company, finding the right coverage can be increasingly difficult. Interpreting risk information should be in every carrier’s understanding … Continue reading “How CAB Reports Function in Underwriting Trucking Operations”

When Do Trucking Operations Need Hazmat Insurance?

Trucking operations already have enough risk on their plate when it comes to making sure to keep liabilities low. Lost or stolen cargo, disrupted schedules, mechanical issues, damaged goods, and more are all in a day’s work for trucking professionals from road to road. But what if you’re handling hazardous materials that need their own … Continue reading “When Do Trucking Operations Need Hazmat Insurance?”

How to Safely Load and Unload Truck Cargo to Prevent Injury

Transporting trucking loads comes with many risks. From highway accidents to lost or damaged goods, there are a number of unique liabilities that can present themselves at any moment during transportation. But what about before or between shipments, such as during loading and unloading freight from trucks? Workers loading or unloading cargo are exposed to … Continue reading “How to Safely Load and Unload Truck Cargo to Prevent Injury”

Who’s Liable for Damaged Cargo?

Trucking freight from location to location can come with many different risks. From losing cargo to damaged packages, getting in an accident to missing a stop, there are many different liabilities that come with hauling cargo. But, since the job must be taken care of, trucking companies and their drivers need to get on the … Continue reading “Who’s Liable for Damaged Cargo?”

How Truck Drivers Can Stay Protected from the Sun

Being a truck driver presents a number of risks while traveling from highway to highway. Car wrecks, loss or damage to freight, engine trouble and more are just some of the ways in which a day behind the wheel can take a turn for the worse. But one risk that isn’t discussed as thoroughly is … Continue reading “How Truck Drivers Can Stay Protected from the Sun”