Questions to Ask Your Truck Insurance Agent

Questions to Ask Your Truck Insurance Agent
For commercial truck operators, when it comes to insurance, a little bit of research can go a long way. From shopping around and getting quotes to going over exactly what is needed to be better protected behind the wheel, there are preliminary measures to account for.

Truck insurance options aren’t all made equally, and that’s why it’s important for those needing coverage to take a proactive approach to finding the best fit. Chances are that multiple insurance carriers will want your business after you first approach them, so be prepared to ask hardline questions to make sure you’re getting everything covered.  Here are five questions to ask agents.

1. How Much Coverage Do I Need?

Truck liability insurance for heavy trucks typically requires the minimum amount of $750,000 as set forth by the USDOT or by the State; but most truck operators select $1mm limits.  Most shippers and brokers require the $1mm limits. While these limit may seem a bit high, big rigs can cause a lot of damage to whatever they hit, even if an incident isn’t the driver’s fault.

Commercial drivers should ask their potential insurance agent to guide them through options related to limits. Also, touch on things like umbrella, or excess, policies that can protect you when it comes to drastic losses.

2. Do You Offer Cargo Coverage?

With different types of cargo comes different types of risks. From grain to livestock, oil to cars to hazmat, truckers should understand the potential risks these individual factors pose. While most truck drivers elect cargo insurance at $100,000 care should be taken to make sure the cargo insurance meets the maximum cargo value being transported.

A trucking insurance agent should know what you’re shipping around and be able to offer the right coverage options based on that.  In addition, cargo insurance policies can differ greatly in their coverage conditions and exclusions and a good agent will help you navigate these complex issues.

3. Can I Get a Combined Deductible?

There are times when an accident causes damage to everything from your truck to your cargo to other vehicles on the road. Each of these types of damage brings their own liabilities. Your insurance package should cover all this, but separate deductibles will apply to the individual factors.

When you get a combined deductible, you’re only responsible for paying a single deductible no matter the coverages used. It makes this process simple and more easily structured.

4. Can You Change My Policy Quickly?

Truckers who find themselves changing out what they haul on a regular basis, or even day-to-day basis, should be able to reach out to their agent at a moment’s notice. Being able to change your policy quickly can provide protection when you are in a situation where a specific coverage is needed.   Your insurance agent, or the office, should be available to you for these changes.

5. What Factors Are Affecting My Premium?

Typically, insurance companies base risk on a number of factors, Age, driving record, credit score, years of experience, distance traveled,  freight carried, and others all play a role in just what affects your overall coverage. If your quote seems high, bring it to your agents attention and ask just what is causing this. There are steps you can take to fixing it when renewal is coming up.

About Western Truck Insurance Services

Western Truck Insurance Services is a commercial truck insurance agency with roots dating back to 1954. We have evolved into a highly respected, professionally managed, truck and transportation insurance brokerage. The hallmark of our organization is our desire to provide unparalleled service. We go way beyond what you expect to receive from an insurance brokerage. Equipped with state of the art automation, Western Truck Insurance can provide you with lightning fast truck insurance quotes, customer service, Insurance certificates and coverage changes.

 

 

What’s the Difference Between Commercial Property and Commercial Equipment Coverage?

What’s the Difference Between Commercial Property and Commercial Equipment Coverage?
For many property owners, the need to carry insurance to protect their land and everything on it is a standard and vital need. Property owners should evaluate what needs to be protected and then re-evaluate on a regular basis to ensure overall integrity.

But the decision to protect everything from heavy equipment to the garages, per se, that house them can bring some confusion. Ultimately, it’s imperative for business owners to invest in the right coverage to protect what is theirs, and educating oneself in regards to finding the right policy or policies needs to be at the beginning.

When a transportation company fires up a new big rig, they reach for dependable truck insurance. So why shouldn’t a business that operates with machinery or houses such equipment find coverage? Let’s take a look at the different between commercial property insurance and commercial equipment insurance:

Commercial Property Coverage

Depending on your company’s location, you may not be required by law to obtain commercial property insurance. However, a business may be required to do so by their lender. Most business owners make a choice to purchase this kind of insurance policy because of the wide range of protection that it provides.

Property that is being leased can also be insured under this policy as well as property that is owned by somebody else. Commercial property coverage provides insurance for any number of buildings, finished additions,  and other business personal property that are part of a business operation.

Specifically, this coverage applies protection for various types of commercial property. You can equate this to coverage for buildings and personal property  in a business. What’s more, if a business suffers a loss, commercial property insurance can provide coverage for lost income and extra expenses. Make sure to assess everything that needs to be covered or have an insurance broker determine what and how much needs to be put under a personalized policy.

Commercial Equipment Coverage

Commercial equipment coverage is also referred to as contractor’s equipment coverage. This policy provides protection for various equipment and machinery from physical damage. This policy goes a step further beyond commercial property insurance by covering what is not designed to be protected under the policy above.

Consider this: Does your business use heavy equipment such as tractors, backhoes, and forklifts? Then this coverage is tailor-made to protect against damage of those items. More often than not a business’s assets are tied up in heavy equipment, making this kind of protection a high priority.

Most people think that a policy like this only refers to physical damages, but it also includes loss due to theft. Stolen heavy equipment numbers are on the rise and commercial businesses need to do what they can to protect against such loss. Depending on where you are at in the country, your heavy equipment may be at a higher risk of being damaged or stolen.

Be sure to work with an insurance broker to understand what your business needs in terms of coverage and what needs the most protection.

About Western Truck Insurance Services

Western Truck Insurance Services is much more than a commercial truck insurance agency. Since 1954, we have provided our clients with unparalleled service for truck insurance quotes, customer service, coverage charges, insurance certificates, and more. We are committed to providing our clients with the service to keep their costs to the minimum and their opportunities to the maximum. For more information about our products and services, give us a call at (800) 937-8785 to speak with one of our experts.

More Than Just Posture – 3 Tips for Better Driver Ergonomics

More Than Just Posture - 3 Tips for Better Driver Ergonomics
Did you know that proper ergonomics is just as important of an aspect of truck driver health and safety as it is for those who work in offices? Each year, thousands of drivers are plagued by neck, back, and spinal issues associated with poor posture. Truck drivers are among the
top professions to be out of work due to injuries, and ergonomic injuries are wholly avoidable by making only a few small changes

Most people don’t consider it, but the simplest way truckers can help prevent these types of ailments is by taking the same proactive steps designed for improved posture that are recommended for desk dwellers. Here are three vital ergonomic ideas to consider.

#1: Make Seat Adjustments

Similar to choosing the right type of desk chair, one of the easiest ways to ensure your cab is as safe as possible is to pay attention to seat adjustments before you even start the engine. Begin by making sure your feet can comfortably reach the gas pedal, clutch, and brake. Then adjust the seat’s backrest so that your arms are at a slight angle while you are holding the steering wheel. You’ll also want to raise the seat as high as you can while still being comfortable and tilt the seat cushion so that your thighs are fully supported without putting too much pressure on your knees.

#2: Remember Your Posture

Another vital thing to remember is your overall posture inside the truck. No matter how fatigued you become, don’t ever slouch while driving which can cause strain on your muscles and joints. This may take a bit of practice at first, but remembering to sit up straight can help prevent neck and back pain. It is also important to change your position in the seat slightly every half hour. While it isn’t always possible, try to take breaks when you can to get out of the vehicle and stretch.

#3: Maintain Good Habits When Outside the Truck

Keeping up with good health habits when you are off the road is also important. Exercises such as yoga or Pilates are excellent for strengthening your core area, which can help support your neck, back, and spine more efficiently when you are driving. And remember to correct your posture while sitting in a chair in your living room, hotel, or even at restaurants. Practice really does make perfect.

While truck drivers don’t spend their days in an office per se, a healthy and safe working environment is just as important. Protect your body by implementing the above ergonomic tips as soon as possible.

However, in addition to having these best practices in place, all truck drivers, whether they are full-time employees or independent contractors, should have truck insurance that provides coverage for injuries incurred on the job, whether it is Workers’ Compensation for full-time employees or Occupational Accident for independent contractors and owner-operators.

About Western Truck Insurance Services

Western Truck Insurance Services is much more than a commercial truck insurance agency. Since 1954, we have provided our clients with unparalleled service for truck insurance quotes, customer service, coverage charges, insurance certificates, and more. We are committed to providing our clients with the service to keep their costs to the minimum and their opportunities to the maximum. For more information about our products and services, give us a call at (800) 937-8785 to speak with one of our experts.

How Truck Drivers Can Stay Safe in the Summer Heat

How Truck Drivers Can Stay Safe in the Summer Heat
Now that the sweltering months of summer have arrived, many truck drivers find themselves facing some unique safety challenges behind-the-wheel. Fortunately, there are a few simple tips all truck drivers can follow to keep themselves and other motorists safer this summer.

Save Yourself From Sunburn

Exposure to UVA and UVB rays is a risk for truck drivers year-round, but this is especially true during the summer months, when truck drivers are less likely to be wearing protective layers that would otherwise limit their exposure to the sun’s harmful rays. While driving during daylight hours, make sure you apply (and re-apply) a quality sunscreen at least every few hours. Wearing sunglasses and/or a hat with a brim while driving can also protect your eyes from sun damage while allowing you to avoid dangerous glare and other obstructions.

Keep Your Truck Maintained

When was the last time you had the tire pressure checked on your truck? If it’s been more than a week or two, be sure to have this done; this is an important maintenance task year-round, but especially during the hotter months of summer, when truck tires are more susceptible to blow-outs. The same goes for checking and servicing your brakes, as hotter temperatures can make it easier for your brakes to overheat and create a major safety hazard while driving.

Load Up on Hydrating Fluids

Drinking plenty of water while behind the wheel is one of the best decisions you can make to avoid dehydration and the side effects (such as fatigue) that can come along with it. While it may be tempting to choose an iced coffee, soda, or other caffeinated beverage over plain water, it’s important to stay well hydrated during the sweltering months of summer. To make sure you’re drinking enough water, consider investing in a quality insulated water bottle that you make an effort to fill up at least a few times a day during your travels.

Be Alert on Crowded Roadways

Highways and roadways tend to be more crowded during the summer months, especially as children are out of school and families are taking more vacations and road trips. With this in mind, it’s more important than ever to stay alert on the road, especially during times of heavy traffic. Above all else, try to maintain your patience and remember your safety training when navigating busy roads.

Summer time can be a more dangerous time for truck drivers—and for a number of reasons. By following these practical safety tips and making sure you’re protected by the right commercial truck insurance, however, you can keep yourself and other motorists safe. Reach out to the Western Truck insurance team today for more information.

About Western Truck Insurance Services

Western Truck Insurance Services is much more than a commercial truck insurance agency. With roots dating back to 1954, we have provided our clients with unparalleled service for truck insurance quotes, customer service, coverage charges, insurance certificates, and more. We are committed to providing our clients with the service to keep their costs to the minimum and their opportunities to the maximum. For more information about our products and services, give us a call at (800) 937-8785 to speak with one of our experts.

Why Crime Insurance is a Necessity for Trucking Operations

Why Crime Insurance is a Necessity for Trucking Operations
Trucking operations are a prime target for theft and criminal activities. Cargo theft in the U.S. is more common than people think. According to the
FBI, the annual economic loss due to cargo theft is around $30 billion – reporting that the average cargo loss in 628 incidents in 2015 had a value of $44,426 per case.

What About Employee Theft?

Thieves scout for vulnerable trucks with poor security measures in place where cargo can be stolen easily – and some of those thieves may be trusted employees. Insurance for crime coverage in trucking operations is generally limited to motor truck cargo insurance and warehouse legal coverage. Since standard insurance policies have an exclusion for coverage of employee theft, criminal activity by your own employees isn’t covered. In order to bridge the gap between what is covered for cargo and warehouse losses and potential employee crime, you need a crime insurance policy which specifically addresses employee theft.  

Reducing Employee Theft

While it’s crucial that you cover your trucking operation with a crime insurance policy for employee theft, there are security measures you can put in place to reduce the possibility of being a victim of employee crime:

  • Never leave a loaded truck unattended, or without security, on your property or allow a driver to take a loaded truck home.
  • Ensure that drivers maintain regular contact with dispatch during every part of the shipping process.
  • Have a closed-mouth policy about your operations. Train your drivers and employees to be careful about what they say to fellow employees as well as friends and family. Train them to refrain from talking about the cargo in the trucks, and to not give out route information to people not in the chain of command.
  • Make sure all employees and drivers follow delivery and pickup protocols. Have a procedure in place for checking all ID from any personnel who unload a truck – each time. Audit your protocols regularly.
  • Screen for dishonest employees before hiring them. Run a comprehensive background check on all employees, not just the ones who have direct access to cargo contents, shipping, and routing information. If they claim to have worked in the trucking industry before, contact every reference they provide.
  • Have periodic security training for all employees.  
  • Pay attention to employees who don’t follow directions, don’t follow protocol, are loose with standards, and if there are security breaches, don’t keep them on.  
  • Use technology to manage security and route shipments, and have a system in place to act quickly if a truck goes off its route.  

If you have employees in your trucking operation, you need a crime insurance policy to cover employee theft, even if you have truck cargo insurance and warehouse insurance coverage. If you have questions about your trucking insurance needs, we have answers. Give us a call today or stop by and speak with one of our insurance specialists.

About Western Truck Insurance Services

Western Truck Insurance Services is much more than a commercial truck insurance agency. With roots dating back to 1954, we have provided our clients with unparalleled service for truck insurance quotes, customer service, coverage charges, insurance certificates, and more. We are committed to providing our clients with the service to keep their costs to the minimum and their opportunities to the maximum. For more information about our products and services, give us a call at (800) 937-8785 to speak with one of our experts.

Owner Operator Truck Insurance 101

So you’ve made the decision to become an owner and operator rather than work for another company. Congratulations are most certainly in order, but you’ll want to proceed with caution to maximize the opportunity before you. One of the first tasks to take care of is to secure owner operator truck insurance. Just like insuring your car or your health is intended to bring you peace of mind, the same applies to getting insurance for your truck as well as your new business.

Don’t Rely on Your Broker or Insurance Agent 100 Percent

While insurance brokers and agents can most certainly help you find the perfect plan for your truck insurance requirements, you shouldn’t leave everything up to them. Instead, it’s better that you familiarize yourself with the different types of truck coverage, how they work and whether you truly need them. Agents and brokers are undeniably helpful, but they can also prove to be great teachers. You don’t have to become an insurance expert, but you should make yourself as knowledgeable as possible.

Learn the Basics of Owner Operator Truck Insurance

Part of getting the most out of your truck insurance is knowing all the options available to you for coverage. Some of the essentials common to policyholders everywhere include:

  • Under/Uninsured Motorist Coverage – In the event you get into an accident with a motorist who doesn’t have coverage and is at fault for the incident, you’ll need under/uninsured motorist insurance to make sure you aren’t paying for someone else’s oversight out of your own pocket.
  • General Liability Coverage – Say you’re on someone else’s property and accidentally cause damage to that property. Such instances that take place on truck stops, loading docks and the like fall under liability coverage. Additionally, this type of insurance takes care of mistakes made while making a delivery.
  • Physical Damage Coverage – Should someone damage or steal your truck, you’ll be glad to have physical damage included in your policy, which handles the repair and replacement of your equipment.
  • Primary Liability Coverage – No matter how great and careful of a driver you are, no one is immune from making mistakes. Should you physically harm someone else during the course of business, your primary liability coverage is intended to take care of the resulting medical bills.
  • Motor Truck Cargo Coverage – With this, you’ll be covered in the event you have a refrigeration mishap, have your cargo stolen or experience a wet load. Here, you want to make sure your insurance agent provides you with a broad form policy rather than a specified peril policy.

What You Can Expect to Pay

Rather than focusing on the overall price of insuring your truck, you should instead pay close attention to what’s included in the quote and the policy. You don’t want to save money upfront only to have to spend much more later on out of pocket because of gaps in your coverage. Because deductibles are often a major part of getting the claims process started and saving money on your policy, make sure you know just what kind of deductible your plan has. For instance, will you have three separate deductibles for your cargo, trailer and truck, or just a single deductible cost for all three? While one policy might be more expensive, you could end up shelling out a lot more for another “less expensive” policy that has three different $1,500 deductibles.

Understand the Conditions of Your Coverage

While you’re checking off each type of basic coverage, dig deeper into what’s included with the coverage provided by each insurer. For instance, going back to the specified and broad form policies described above, if the incident that caused you to file a claim in the first place doesn’t fall within specific conditions listed on your policy, paying for damages will likely be entirely left up to you. Because it’s impossible to know when you’ll need to file a claim and why you’ll need to file a claim, both you and your finances are likely much better off with generous coverage.

Your Agent Should Be Familiar With Your Industry

Just like you want to familiarize yourself with the insurance industry, your agent should know a few things about the trucking industry. This is because your agent will have a better idea of the types of incidents, accidents and worries truckers have, which allows them to offer them better coverage and better service. Taking your insurance needs to an agent who doesn’t know about your industry is like taking your truck to a cardiologist for repairs.

Do your due diligence when it comes to insuring your new owner-operator venture. Your efforts are sure to serve you and your truck well on the road ahead.

Choosing the Right Commercial Truck Insurance

While it’s great to have commercial truck insurance to protect your employees as well as your business, you’ve got to make sure you’ve got the right type of insurance and that you work with an agent who knows what she or he is doing to ensure you’re getting the protection and peace of mind you need. Here are a few tips for selecting the right trucking insurance.

You Have Control Over How Much You Pay

One of the first things you should realize is you have more control over the final price of your policy than you might realize. For instance, if your trucks are more expensive, you can expect your premiums to be more expensive as well, which makes perfect sense when you think about it. There’s also the fact that lighter trucks don’t cost as much to insure as heavier trucks.

How you use your trucks also influences how much your insurance will cost. Companies that are service-focused or specialize in retail purposes often don’t pay as much for coverage as businesses that deliver products and goods. While you most certainly shouldn’t base your business on how much you have to pay for insurance, such information is beneficial when determining the ongoing costs of your company.

Ask What Kind of Coverage You’ll Have

Because not all insurance companies operate the same way, clearly ask your agent what kind of coverage the truck insurance policies have. Some of the most common coverage types include:

  • Towing and labor costs
  • Bodily Injury & Property damage liability
  • Comprehensive & Collision coverage for damage done to  your vehicles.
  • Loading and unloading liability
  • Non-owned or Hired Auto coverage, in case you ever need to rent a vehicle
  • Medical payments

Here is where you want to be completely open and honest about the overall nature of your business, where your business is now and where you’d like to take your business in the future; let your agent get to know you and your trucking company inside and out. Make sure the insurance company can offer you the coverage you need.

Explore Your Payment Options

Your company finances will play a big part in how you pay for your insurance. While you can always pay your policy in monthly installments, it’s often less expensive to pay your annual premium in a single lump sum, mainly because insurance companies often offer discounts for doing so. Besides monthly and annually, you might also have the option of paying bi-annually. Once you know which paying option works best for you, see what options your agent  can offer so you get the best deal with the coverage you need. Speaking of which…

Determine How Much Liability Coverage You Need

Liability plays a big part in your insurance policy and your peace of mind if you ever have to file a claim. Again, here is where you want to offer full disclosure to your insurance agent about your business and your business operations. Once you know how much liability coverage you require, compare costs and specific coverage details with the insurance companies you’re considering.

Know Your Limits For General Liability

Another key to getting just the right truck coverage is to know your policy limits; specifically, your occurrence limit and your aggregate limit. Occurrence limit is how much you’ll pay to make a single claim while your aggregate limit is the full amount your coverage will pay for all claims made in a single year. This information helps you determine if you should make a claim for an incident, consider paying the damages on your own or seek a viable alternative without putting your coverage at risk.

Find Out About the Cost of Your Deductible

Because no insurance policy is complete without a deductible, find out what yours will be. While you can always raise the cost of your deductible to lower your insurance premiums, it shouldn’t be so high that you can’t actually afford to pay the deductible should you ever have to file a claim. In any case, it’s best that you always have enough saved up in a business account that you can easily and quickly pay your deductible if need be.

Know How the Claims Coverage Works

To get back to business as soon as possible after an accident, learn how to file a claim the right way and do so in a way that you stand the best chance of having your claim accepted.  Generally, it is best to seek  assistance in claim presentation from your agent.   . Additionally, ask if you can start the claim online or through a phone app to speed up the process in case an adjustor isn’t able to get out to you or your driver ASAP.

It might take some time to find the right truck insurance, but the hard work is certainly worth it. Use these tips and your own judgment to find the best fit.

Auto-Issued DOT Numbers- What We’ve Seen and What You Can Do

We’ve been seeing something a little strange lately here at Western Truck Insurance Services and we wanted to keep all of our loyal clients informed. We haven’t seen much information about this online, but it is something that several clients have experienced. If you’re having problems with this, or with anything else relating to your insurance, give us a call and we’ll happily help you sort things out.

Last year all clients with a California MCP # only were automatically issued a DOT #. We believe that the California DMV forwarded the information to the FMCSA for the applications. The problem is, much of this information was outdated. We had clients receiving their DOT # with an incorrect address, old registration information, etc. These clients never asked for or applied for this number. It was automatically issued to them. The California DMV is trying to transition to using DOT #s and provided this information to the FMCSA from their last update, but if things changed during the year, the information was outdated.

What Can Be Done?

If this happened to you, or happens to you in the future, what can you do? If you have insurance through Western Truck Insurance Services, get in touch with us and we’ll help you sort things out. This is what we’re suggesting:

  • Go online and check your information. This would typically be at the FMCSA website (https://www.fmcsa.dot.gov/registration). You can also call them at 800-832-5660.
  • Order your PIN for future updates. This allows you to update online in the future.
  • Print the MCS 150 page.
  • Call your insurance agent and discuss how to fill everything out properly. This is very important. Make sure things are filled out correctly to avoid future problems down the road. Please call us first!
  • Fax/mail in the documentation and keep a copy for yourself.
  • This is the first time we’ve seen something like this happen, but as the transition goes through, we’ll be here to help you with this and all of your other insurance needs. Get in touch anytime you have a question. We’re here to help you ‘Travel with Care’.

Are Your Truck Insurance Rates Increasing? Here’s Why.

Truck insurance rates are skyrocketing and the reason is nuclear. We’re not talking about atomic energy, but rather a recent phenomenon in truck insurance known as ‘nuclear’ verdicts. These verdicts are shaking up the insurance industry, causing longtime truck insurers to exit the market, and making it harder and more expensive to get coverage. Here’s what you need to know.

What Are ‘Nuclear’ Verdicts?

When you purchase truck insurance you’re hoping to never have to use it, but unfortunately accidents do happen. Occasionally, when the accident is severe, your insurance company will need to negotiate a settlement on your behalf or head to court. Years ago these settlements were easy to predict, often covering lost wages or hospital bills, but things are changing. Jurys are awarding record-breaking settlements, often millions of dollars higher than lost wages alone. These super-size settlements are known as ‘nuclear’ verdicts and they have the potential to decimate profits for insurers. Since ‘nuclear’ verdicts aren’t predictable, insurers have a difficult time estimating risk and have the potential to lose millions, or even hundreds of millions, on a single claim.

How Are ‘Nuclear’ Verdicts Impacting the Truck Insurance Industry?

The unknown behind ‘nuclear’ verdicts is making truck insurance an unprofitable venture for many insurers, even some of the industry’s biggest. Major insurers including AIG and Zurich Insurance Group AG have chosen to stop offering insurance to for-hire fleets. Other insurers are hiking premiums to keep up with the increased risks and costs. Premiums have increased 10% to 30%.

Trucking companies are already spending a great deal on insurance and the extra expenses will be hard for many fleets, especially smaller ones. In 2015 the average U.S. trucking company spent just over nine cents a mile on insurance premiums. That number is expected to be much higher for 2016.

What Can You Do?

There is little that drivers and trucking companies can do to fight against price increases due to ‘nuclear’ verdicts. We’re working hard to continue to provide the best coverage possible and at the best rates. We work with many of the industry’s top insurers to ensure you’re getting the coverage you need. A stellar driving record and a clean DOT safety record can also help you to lower your rates. Focus on what you can change and strive to keep your record as clean as possible. Learn more about ‘nuclear verdicts’ from this article from the Wall Street Journal.

If you have any questions, get in touch. We’re here to help you ‘Travel with Care’ and that’s one constant you can count on in a changing truck insurance industry.

 

 

Lonely No More: How to Foster Healthy Relationships on the Road

Are you away from home more than you are there? Many long haul drivers spend weeks on the road and then come home for only a couple of days before doing it all again. This can take a toll on your relationships, especially those with your immediate family. Lose the lonely with these helpful tips for building and maintaining healthy relationships as a trucker. This post wraps up our healthy drivers series; are you seeing positive change in your lifestyle?

Make a Plan

Which relationships are most important to you? Make a list of the relationships that you want to focus on while you’re away, listing them in order of priority. Come up with a plan for maintaining contact and interacting with each of these important people. When you have a plan in place, it is easier to make the relationship actually happen. Define your priorities and then stick to them. One of the worst things you can do for a relationship is nothing. Pick up the phone. Send that text. Write an email. Do it now, not tomorrow.

Use Technology

You may be gone a lot, but that doesn’t mean you can’t be present, especially during those important moments. Technology can connect you to your family, allowing you to see that dance recital, to celebrate that promotion, and to read those bedtime stories to your children at night. Get a smartphone or other connected device and use it to connect with those that you don’t see as often when you’re on the road. Skype, HangOuts, and Facetime are three easy options for video chatting. Family and friends can also send you videos over social media and email when you’re not available real-time.

Share the Journey

As a trucker you see more of the country in a week than most people do in a lifetime. Share your journey and help people to experience the magic and beauty that is trucking. Although there may be a lot of boring on any given day (tarping, long waits at the marshalling yard, and missed crane appointments to name a few), there’s also plenty of excitement waiting to share (beautiful sunsets, that authentic Memphis BBQ, and the supersize tank you’re hauling). Update friends and family of your adventures and share a whole new world with them: yours. Social media makes it easy to keep everyone up to date.

With your immediate family, keep the lines of communication open. You might be far away, but you can still share in the day to day by talking about your lives. Find out what is going on at home and share about your adventures in the truck. It might not seem exciting to you, but to those that love you, the everyday can be fascinating. Share your journey and delight in the adventures of those you love.

Make it Home When it Matters

Getting home for a specific date can be difficult, but make it a priority, especially for those most important events. Your spouse may say that they are happy to spend their anniversary alone, but odds are, they really do want you there. Look ahead at the calendar and choose the key events to schedule your home time around. Let your family know that you’re willing to make their lives your priority by coming home when you need to.

Getting a long haul driver home can be difficult, but it is much easier on your dispatcher when they have plenty of notice. Ask for specific days off as far in advance as possible. You’ll be more likely to make it home if your dispatcher has plenty of time to route you that way. You know the date of your anniversary a year in advance; don’t ask to rush home a few days before.

Long hours on the road can take their toll on your relationships, but with a little extra TLC, you can keep those relationships at their best. Traveling with care means taking care of yourself, your family, and your friends, not just your freight. We’ll handle your insurance so you can focus on your relationships.