General Liability Truck Insurance Overview
As the name implies this coverage pertains to very broad 3rd party liability coverage other than automobile. Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract are some of the more customary types of risk this coverage is intended for. This policy can also include many options specific for your type of business (ie: garage, pollution; environmental; underground; professional).
Additional Coverage Considerations
For standard transportation business operations the basic policy is usually sufficient coverage. If your operations include fuel tanks on your premises then it is wise to include a form of truck pollution coverage. For freight forwarders or custom house operations a form of professional liability coverage may be appropriate.
Significant policy conditions are contained within this policy that must be reviewed with your insurance broker to make sure there are no gaps in protecting your operations.
General Liability Policy Limits
Policy limits run the gambit from $300,000 on up; however, the usual policy limit sets each occurrence at $1mm and a policy aggregate of $2mm. Higher limits are available as necessary for your particular need.
Do you have questions or need a quote for general liability truck insurance? Visit our truck insurance quote page to contact an agent.