Over the last several years, telematics has emerged as a foundational component of fleet risk management. What was once looked at as a tracking tool is now a core component of risk control and a key factor in underwriting outcomes. For fleets operating in today’s environment, where loss severity, litigation, and operational pressures continue to … Continue reading “Telematics: A Must-Have Tool in Controlling Risk”
Estimated cargo theft losses surged to nearly $725 million, according to reports by Verisk CargoNet. That’s a 60% increase from 2024 as organized criminal groups increasingly focused on high-value shipments. The average value per theft rose to $273,990, up 36% from $202,364 in 2024, according to the report. More than 3,500 theft incidents were reported … Continue reading “Preventing Cargo Theft as 2025 Losses Estimated at a Whopping $725M”
For truckers and fleet owners, being involved in an accident is stressful enough. And, sometimes a claim can turn into a lawsuit. A lawsuit can occur when someone claims serious injury, there is significant property damage, liability is disputed, and/or medical costs or lost wages are substantial. Unfortunately, trucking companies are often targets of lawsuits … Continue reading “Claims Series Part V: How to Handle Trucking Accident Lawsuits”
When a trucking accident occurs, the first thing you should be concerned about is safety and medical care if there are injuries. Reporting the incident to your insurance company and following up on claims are also critical. Proper claims follow-up can affect how quickly a claim is resolved, how much it costs, and how it … Continue reading “Claims Series Part IV: After a Trucking Accident, Claims Follow-Up”
Commercial Auto insurance has seen consistent rate increases over the past several years. The average renewal rate increase in Q4 2025, according to IVANS, is 6.97% (depending on the region and individual account’s risk profile). Small fleets and those with favorable loss experience are performing better, whereas large fleets, heavy-truck fleets, and those with losses … Continue reading “Claims Series Part III: How Claims Impact Trucking Insurance”
Even the safest drivers can be involved in a collision. In fact, more than 160,000 truck accidents occur in the U.S. each year, including more than 13,000 in California, according to FMCSA data. What’s critical are the steps you and your drivers take immediately following a collision to protect everyone’s safety involved in the accident, … Continue reading “Claims Series Part II: Steps to Take Following a Trucking Collision”
In June 2025, the Commercial Vehicle Safety Alliance (CVSA) updated the North American Standard Out-of-Service Criteria (OOSC) to include the English Language Proficiency (ELP) rule under Part I – Driver. The rule stipulates that a driver can be placed out of service if they cannot read and speak English sufficiently to communicate with an enforcement … Continue reading “CHP Begins Enforcing FMCSA English Proficiency Rules for Truck Drivers”
According to the most recent statistics available from the National Safety Council, in 2023, 5,375 large trucks were involved in a fatal crash. This is an 8.4% decrease from 2022 but a 43% increase in the last 10 years. Also in 2023, 114,552 large trucks were involved in crashes resulting in an injury. Large trucks … Continue reading “Claims Series Part I: Why You Should Report Trucking Accidents Immediately”
While automobiles are more frequently involved in accidents, trucks, particularly larger trucks, are associated with more severe outcomes. According to the Federal Motor Carrier Safety Administration (FMCSA), in 2023, 5,375 large trucks were involved in fatal crashes, resulting in 5,472 deaths. Of these fatalities, 70% were passenger vehicle occupants, 18% were truck occupants, and 12% … Continue reading “Defensive Driving Part IX: Accident Trends”
Defensive driving is a critical safety tool for truck drivers. It combines awareness, anticipation, and careful habits to help drivers avoid accidents before they happen. It allows drivers to be proactive on the road, predicting and averting potential issues. What is Skill Testing for Truckers Skill testing or training for truckers goes beyond the standard … Continue reading “Defensive Driving Part VIII: Skill Testing for Truck Drivers”
