Category: Commercial Truck Insurance

What You Need to Know About DOT Audits

Western Truck Insurance

The Federal Motor Carrier Safety Administration (FMCSA), an agency of the Department of Transportation (DOT), oversees nearly 600,000 motor carriers and millions of commercial drivers across the U.S. The agency is responsible for ensuring carriers comply with regulations. DOT regulations cover driver qualifications, hours of service (HOS), vehicle maintenance requirements, drug and alcohol testing, cargo … Continue reading “What You Need to Know About DOT Audits”

FMCSA Announces Plans to Revamp Its Registration System

Western Truck Insurance

The Federal Motor Carrier Safety Administration (FMCSA) has announced plans to revamp its registration system to improve security, combat fraud, and streamline customer experience for motor carriers, brokers, and freight forwarders. “Obviously, we’ve had our registration system in its current form for many years,” said Tom Keane, associate administrator of the Office of Research & … Continue reading “FMCSA Announces Plans to Revamp Its Registration System”

Separating Facts from Fiction: When an Accident Occurs

Western Truck Insurance

Knowing what to do – and what not to do – when in an accident is important in getting the facts straight and moving the claim process along. Here we’ll clear up some misinformation if you or your drivers are involved in a vehicular accident. I should report an accident to my insurance agent, not … Continue reading “Separating Facts from Fiction: When an Accident Occurs”

What’s the Difference Between Umbrella and Excess Liability Insurance? 

Western Truck Insurance

Third-party litigation funding, anti-corporate sentiment among juries, and other factors have created an environment over the last decade or so in which huge settlements and awards are commonplace. Third-party litigation funding is the practice of investors’ buying an interest in the outcome of a lawsuit and has quickly become a multibillion-dollar industry, contributing to the … Continue reading “What’s the Difference Between Umbrella and Excess Liability Insurance? “

90-Day Truck Inspections: Part II

Western Truck Insurance

In a previous article, we discussed the requirement for daily vehicle inspections by the U.S. Department of Transportation’s (DOT) Federal Motor Carrier Safety Administration (FMCSA). In this article, we will look at the requirements for 90-day inspections, as required by the state of California. If your truck has a GVW (gross vehicle weight) rating of … Continue reading “90-Day Truck Inspections: Part II”

Under the Hood of Physical Damage Truck Insurance

Bob Holtzman

Your truck and trailer equipment are the lifeline of your business and represent a significant investment. If your truck is damaged in an accident or fire or vandalized or stolen, you’re off the road, and your business is temporarily sidelined. Physical Damage Truck insurance steps in to get your truck and equipment repaired or replaced, … Continue reading “Under the Hood of Physical Damage Truck Insurance”

When You Need Commercial Equipment Insurance

Bob Holtzman

Commercial equipment insurance is also known as contractors equipment insurance. It pays for theft or damage to contractors’ tools and equipment. Commercial and residential property owners who own or lease equipment for construction projects need commercial equipment insurance. A typical commercial equipment policy covers hand tools, power tools, and construction-related vehicles. Mobile items such as … Continue reading “When You Need Commercial Equipment Insurance”