Category: Commercial Truck Insurance

ATRI Study Focuses on Insurance Challenges

Western Truck Insurance

Liability insurance costs remain one of the most significant operational challenges facing motor carriers today. According to the American Transportation Research Institute’s (ATRI) 2026 report, Trucking’s Rising Insurance Costs: Issues and Opportunities, costs continue to rise despite improvements in truck-involved crash rates and significant safety investments by many fleets. The study, which analyzed data from … Continue reading “ATRI Study Focuses on Insurance Challenges”

CVSA’s International Roadcheck 2026: What Motor Carriers Need to Know

Western Truck Insurance

From May 12 to 14, commercial motor carriers across North America will face one of the most concentrated enforcement events of the year: the Commercial Vehicle Safety Alliance’s (CVSA) International Roadcheck. The CVSA is a non-profit organization composed of local, state, provincial, territorial, and federal commercial motor vehicle safety officials and industry representatives. This annual … Continue reading “CVSA’s International Roadcheck 2026: What Motor Carriers Need to Know”

Claims Series Part V: How to Handle Trucking Accident Lawsuits

Western Truck Insurance

For truckers and fleet owners, being involved in an accident is stressful enough. And, sometimes a claim can turn into a lawsuit. A lawsuit can occur when someone claims serious injury, there is significant property damage, liability is disputed, and/or medical costs or lost wages are substantial. Unfortunately, trucking companies are often targets of lawsuits … Continue reading “Claims Series Part V: How to Handle Trucking Accident Lawsuits”

What’s Behind Rising Transportation Insurance Costs?

Western Truck Insurance

The transportation sector has been hit by rising insurance costs over the last several years. There are several reasons driving costs – from nuclear verdicts to high vehicle repair costs, driver shortages, and other issues. Let’s take a look at how some of these issues impact insurance premiums in the trucking industry.  Nuclear Verdicts Nuclear … Continue reading “What’s Behind Rising Transportation Insurance Costs?”

Why Fast and Detailed Claims Reporting Matters in Trucking

Western Truck Insurance

Accidents are an unfortunate reality in trucking. However, how you respond after a crash can make all the difference in resolving a claim and controlling long-term insurance costs. When a claim isn’t reported immediately or lacks complete details, it creates a gap in the investigation process. That gap can be exploited by personal injury attorneys, … Continue reading “Why Fast and Detailed Claims Reporting Matters in Trucking”

CSA Scores Impact Trucking Insurance

Western Truck Insurance

Safety and compliance in the trucking industry are not just regulatory requirements; they directly impact a motor carrier’s insurance premiums. One of the key factors affecting trucking insurance rates is the Compliance, Safety, Accountability (CSA) score. The Federal Motor Carrier Safety Administration (FMCSA) uses the CSA to measure a trucking firm’s safety record. These scores … Continue reading “CSA Scores Impact Trucking Insurance”

Limit Your Liability When Transporting Cargo

Western Truck Insurance

When moving goods, whether within your state or across the country, you face significant risks, particularly concerning the cargo you transport. Cargo damage, theft, or loss during transit can result in costly claims against your trucking company.  According to Overhaul Risk Advisory Services, in 2023, there were 1,183 reports of cargo thefts, each averaging a … Continue reading “Limit Your Liability When Transporting Cargo”

The FMCSA Issues Another Phishing Alert

Western Truck Insurance

The Federal Motor Carrier Safety Administration (FMCSA) has issued an alert regarding a new fake email sent to registered Carriers pretending to be the FMCSA. The phishing email requests that motor truck carriers complete the forms attached to the email. The forms ask for an individual’s Social Security number and USDOT PIN. In some cases, … Continue reading “The FMCSA Issues Another Phishing Alert”

Minimize High-Frequency Accidents on the Road

Western Truck Insurance

Many motor carriers deal with high-frequency accidents, which are unplanned incidents involving a potential loss. These may include accidents while turning or backing the truck into an object. These accidents can result in vehicle damage, property damage, damaged reputation, loss of drivers, and the potential of more severe crashes, including injuries and serious liability exposures. Take … Continue reading “Minimize High-Frequency Accidents on the Road”

How Insurers Are Leveraging Big Data for Truckers

Western Truck Insurance

Insurance companies are leveraging big data to assess risk factors, identify trends, and personalize coverage options for trucking operations. IBM defines big data as “a combination of structured, semi-structured and unstructured data that organizations collect, analyze and mine for information and insights.” It’s used in machine learning projects, predictive modeling, and other advanced analytics applications. … Continue reading “How Insurers Are Leveraging Big Data for Truckers”