Weather researchers are predicting an explosive Atlantic hurricane season this year. Forecasters at the National Oceanic and Atmospheric Administration (NOAA) predicted an 85% chance of an above-normal season, with 17 to 25 total named storms. Of those, eight to 13 are forecasted to become hurricanes (winds of 74 mph or higher), including four to seven … Continue reading “Hurricane Preparedness for Trucking Operations”
Buying insurance to protect your trucking operation is a serious business. Here are the top 10 pitfalls to avoid when looking for coverage. Working with a generalist insurance agency. Trucking is a niche business and requires an agency that understands your operation, the exposures you face, and how to address them. You want an insurance … Continue reading “Top 10 Mistakes Truck Owners Make When Choosing Insurance Coverage”
The Federal Motor Carrier Safety Administration (FMCSA), an agency of the Department of Transportation (DOT), oversees nearly 600,000 motor carriers and millions of commercial drivers across the U.S. The agency is responsible for ensuring carriers comply with regulations. DOT regulations cover driver qualifications, hours of service (HOS), vehicle maintenance requirements, drug and alcohol testing, cargo … Continue reading “What You Need to Know About DOT Audits”
Two years ago, New Jersey introduced legislation to raise its minimum Trucking Liability insurance limits to $1.5 million, double the current FMCSA requirement of $750,000. The state law was approved and signed by Governor Phil Murphy in January 2024. The increased minimum trucking liability insurance requirements will take effect July 1, 2024, and apply to … Continue reading “The Garden State Increases Minimum Trucking Liability Insurance Limits to $1.5 Million”
The Federal Motor Carrier Safety Administration (FMCSA) recently issued an alert for motor carriers where cybercriminals are posing as agency auditors via email to obtain information and gain unauthorized access to their FMCSA accounts. Once the bad actors gain access, they can change the information and impersonate carriers and other entities to engage in fraudulent … Continue reading “FMCSA Alerts Motor Carriers to Fake Safety Audit Scam by Cybercriminals”
With the sun setting comes additional risks for truckers driving at night. Visibility is reduced, making it more challenging to see the road, other vehicles, and obstacles. Depth perception, color recognition, and peripheral vision can all be compromised in the dark. The glare of headlights from an oncoming vehicle can also temporarily blind a driver. … Continue reading “On the Road After Dark: Safe-Driving Tips for Truckers”
Workers’ Compensation and Occupational Accident Injury Insurance are two distinct types of coverage designed to address different aspects of workplace injuries in the trucking industry. Workers’ Compensation Insurance A statutory form of insurance, Workers’ Compensation insurance provides benefits to employees who suffer work-related injuries or illnesses. It is designed to protect both employees and employers … Continue reading “On the Road with Workers’ Compensation and Occupational Accident Injury Insurance”
Truck Liability insurance is the backbone coverage for commercial trucks and their operators. The policy protects truck operators who become legally liable for bodily injury and/or property damage to others related to operating the truck. All truck owners or lessees are required to purchase this coverage and meet state and federal agencies’ regulatory guidelines. The … Continue reading “Behind the Wheel of Truck Liability Insurance”
Physical Damage Truck insurance is designed to protect commercial trucks and other vehicles used in transporting goods. The Collision portion of the policy provides coverage for damage to the insured truck that occurs as a result of a collision with another vehicle or object. This includes accidents where the insured truck is at fault. The … Continue reading “Comprehensive vs. Specified Perils Coverage in Physical Damage Truck Insurance”
An auditable insurance policy is one in which the premiums the insured pays are based on payroll and/or sales projections at the start of the policy term and then adjusted based on actual figures at the end of the term. Auditable policies are typically used with Workers’ Compensation and Commercial General Liability insurance, but can apply … Continue reading “Inside an Auditable Insurance Policy”
