Category: Truck Insurance Coverage

FMCSA Proposes Changes to Its Safety Measurement System

Western Truck Insurance

The Federal Motor Carrier Safety Association (FMCSA) in February announced proposed changes to its Compliance, Safety, Accountability (CSA) program to reduce and prevent crashes. Public comments on the proposed changes are due this month. The FMCSA’s goal is to ensure greater consistency in results by holding similar carriers to the same standard, regardless of how … Continue reading “FMCSA Proposes Changes to Its Safety Measurement System”

90-Day Truck Inspections: Part II

Western Truck Insurance

In a previous article, we discussed the requirement for daily vehicle inspections by the U.S. Department of Transportation’s (DOT) Federal Motor Carrier Safety Administration (FMCSA). In this article, we will look at the requirements for 90-day inspections, as required by the state of California. If your truck has a GVW (gross vehicle weight) rating of … Continue reading “90-Day Truck Inspections: Part II”

How Florida’s Tort Reform Will Impact Trucking Industry

Bob Holtzman

Florida Governor Ron DeSantis signed sweeping tort reforms into law on March 24, 2023, making significant changes to the state’s litigation system. The reforms took effect immediately and are seen as a win for the trucking industry. Florida has been among the worst states in the nation for nuclear verdicts, where damage awards exceed $10 … Continue reading “How Florida’s Tort Reform Will Impact Trucking Industry”

DOT-Compliant Vehicle Inspections: Part I

Bob Holtzman

Over the next few articles, we will review vehicle inspection requirements for commercial trucks as required and endorsed by the U.S. Department of Transportation’s (DOT) Federal Motor Carrier Safety Administration (FMCSA). In this article, we will review daily vehicle inspections. Drivers must conduct inspections at the beginning and end of each shift and on each … Continue reading “DOT-Compliant Vehicle Inspections: Part I”

How DOT Inspections Are Used for Insurance Underwriting

Bob Holtzman

Information collected about a transportation carrier during a routine inspection at weigh stations is posted and kept on the Department of Transportation (DOT) website and available to the public. Insurance company underwriters utilize this data when evaluating a risk and determining account acceptability and pricing. Why Are DOT Inspections and Compliance So Crucial for Insurance … Continue reading “How DOT Inspections Are Used for Insurance Underwriting”

Inside Finance/Lease Gap Coverage As Part of Physical Damage Truck Insurance

Bob Holtzman

Our last article looked under the hood of Physical Damage Truck insurance, which provides owners/operators of truck and trailer equipment with collision and comprehensive coverage. Collision coverage protects you in the event of a collision or overturn, while Comprehensive coverage protects you against most other physical damage losses. These losses could be caused by fire, … Continue reading “Inside Finance/Lease Gap Coverage As Part of Physical Damage Truck Insurance”

Under the Hood of Physical Damage Truck Insurance

Bob Holtzman

Your truck and trailer equipment are the lifeline of your business and represent a significant investment. If your truck is damaged in an accident or fire or vandalized or stolen, you’re off the road, and your business is temporarily sidelined. Physical Damage Truck insurance steps in to get your truck and equipment repaired or replaced, … Continue reading “Under the Hood of Physical Damage Truck Insurance”

ATRI Looking to Collect Data on the Impact of Predatory Towing in Trucking Industry

Bob Holtzman

The nonprofit research organization American Transportation Research Institute (ATRI) recently issued a news release calling for motor carriers and drivers to complete a survey so it can analyze the impact of predatory towing in the trucking sector. The survey asks drivers and motor carriers about the most common types of predatory towing, what fees or … Continue reading “ATRI Looking to Collect Data on the Impact of Predatory Towing in Trucking Industry”

Truck Safety: Past Driving Behaviors Provide Insight into Future Accidents

Bob Holtzman

There is a lot to be said about looking at someone’s past work performance to get an idea of how they will do in the future. This goes for any occupation, including transportation. Look at a previous driver’s performance and behaviors to gain insight into whether he or she is a potential risk for future … Continue reading “Truck Safety: Past Driving Behaviors Provide Insight into Future Accidents”

Motor Truck Cargo Insurance Coverage

Bob Holtzman

Does your trucking operation utilize a specific location where you bring in freight for ether warehousing, transloading, or just temporary storage in transit? Have you discussed this part of your operations with your insurance broker? Motor Truck Cargo Insurance What you may not know is that your motor truck cargo insurance policy likely will NOT … Continue reading “Motor Truck Cargo Insurance Coverage”