Outside of the industry, people think that truckers deal primarily with large objects and various types of freight. However, when it comes down to it, you probably spend a lot more hands on time with various types of paperwork. Sure, the freight’s there, but it’s the paperwork that accompanies this freight that you rely on. … Continue reading “Paperwork Fraud: Don’t Be A Victim”
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Occupational Accident- Who Will Pay Your Medical Bills If You Get Hurt On The Road?
When you get hurt at work, Worker’s Comp comes to the rescue covering medical bills, rehab expenses and more. This important insurance coverage is paid for by your employer. However, in an industry like trucking where many are self-employed owner operators or lease operators, a work injury can prove disastrous. Who pays for your medical … Continue reading “Occupational Accident- Who Will Pay Your Medical Bills If You Get Hurt On The Road?”
Will the Changes to Freight Broker Requirements Impact You?
Brokers and freight forwarders play a valuable role in the transportation industry often acting as the go between for carriers and consumers. They match willing trucks with loads that need hauling and help get goods from one end of the country to the other. Since those doing the shipping are often unaware of the intricacies … Continue reading “Will the Changes to Freight Broker Requirements Impact You?”
Report Claims Quickly and Get the Most from Your Policy
Crunch… it’s a sound no one likes to hear, especially when you’re driving a commercial vehicle. Unfortunately, accidents do happen, even to the best drivers. In 2011 the FMCSA noted more than 5 million accidents reported to police with 273,000 involving large trucks. Safety can play a big role in helping you avoid these accidents, … Continue reading “Report Claims Quickly and Get the Most from Your Policy”
What Does the Future Hold for the Trucking Industry?
With ever rising fuel prices, stagnant cargo rates and increasing regulation, you might be worried about the state of the trucking industry. Are you going to be able to earn enough to support your family? What does the future hold? While we don’t have a crystal ball and can’t predict the future, careful analysis of … Continue reading “What Does the Future Hold for the Trucking Industry?”
How Can I Improve My SMS and SAFER Scores?
In our last blog post we talked a bit about SMS and SAFER scores. This month we’d like to take a deeper look at these scores and find ways to improve them. How can you reduce your scores? By better understanding your scores and taking a few simple precautions you can improve your ratings. … Continue reading “How Can I Improve My SMS and SAFER Scores?”
SMS and SAFER Scores: An Introduction
The importance of safety in trucking can’t be overstated. Your life and the lives of others depend on your ability to safely get from Point A to Point B or anywhere else you may travel. Safety records, like your SMS or SAFER scores, help measure adherence to important safety practices. These scores provide an … Continue reading “SMS and SAFER Scores: An Introduction”
New Hours of Service Go Into Effect This July- Are You Ready for the Changes?
Do you wish you had a little more time on your hands? Working as a trucker often means long hours, many more than the typical American worker. While numerous people punch the time clock at their 40 hour a week jobs, some truckers drive as many as 82 hours any given week. If you … Continue reading “New Hours of Service Go Into Effect This July- Are You Ready for the Changes?”
General Liability – What is General Liability, Who Needs It, What does it Cover?
A form of Insurance designed to protect Owners and Operators’ businesses from a wide variety of liability exposures. These exposures could include liability arising out of accidents resulting from the premises or the operations of an insured, products sold by the insured, operations completed by the insured, and contractual liability. General Liability insurance is the … Continue reading “General Liability – What is General Liability, Who Needs It, What does it Cover?”
Comprehensive and Specified Perils
Operators of commercial vehicles, such as truckers, need a number of insurance products. Automobile Physical Damage insurance covers the damage to, disappearance, or destruction of actual automobiles and/or their equipment, such as tractors, trailers or semitrailers, trucks, or private passenger types of vehicles. Equipment does not include personal effects (clothes, eyeglasses, etc.) Covered autos are … Continue reading “Comprehensive and Specified Perils”