For commercial truck operators, when it comes to insurance, a little bit of research can go a long way. From shopping around and getting quotes to going over exactly what is needed to be better protected behind the wheel, there are preliminary measures to account for. Truck insurance options aren’t all made equally, and that’s … Continue reading “Questions to Ask Your Truck Insurance Agent”
For many property owners, the need to carry insurance to protect their land and everything on it is a standard and vital need. Property owners should evaluate what needs to be protected and then re-evaluate on a regular basis to ensure overall integrity. But the decision to protect everything from heavy equipment to the garages, … Continue reading “What’s the Difference Between Commercial Property and Commercial Equipment Coverage?”
As a trucking company, depending on your state and the type of trucking business you operate, you may be required to be issued one of a variety of bonds, also known as a “surety” bond. Four of the most common trucking bonds are C.O.D. bonds, motor vehicle registration bonds, U.S. Customs bonds, and freight broker … Continue reading “Explaining the Most Important Trucking Bonds”
Did you know that proper ergonomics is just as important of an aspect of truck driver health and safety as it is for those who work in offices? Each year, thousands of drivers are plagued by neck, back, and spinal issues associated with poor posture. Truck drivers are among the top professions to be out … Continue reading “More Than Just Posture – 3 Tips for Better Driver Ergonomics”
Now that the sweltering months of summer have arrived, many truck drivers find themselves facing some unique safety challenges behind-the-wheel. Fortunately, there are a few simple tips all truck drivers can follow to keep themselves and other motorists safer this summer. Save Yourself From Sunburn Exposure to UVA and UVB rays is a risk for … Continue reading “How Truck Drivers Can Stay Safe in the Summer Heat”
Trucking operations are a prime target for theft and criminal activities. Cargo theft in the U.S. is more common than people think. According to the FBI, the annual economic loss due to cargo theft is around $30 billion – reporting that the average cargo loss in 628 incidents in 2015 had a value of $44,426 … Continue reading “Why Crime Insurance is a Necessity for Trucking Operations”
Motor Truck Cargo Insurance is an important, expensive and often times misunderstood coverage. Most carriers require the owner operator or company transporting their goods to have cargo insurance. This coverage protects the owner of the goods as well as the insured while the cargo is under the care, custody and control of the transporter. Cargo … Continue reading “Understanding Motor Truck Cargo Insurance”
Within the insurance industry there are a variety of truck insurance payment options (premium billing programs) that you may take advantage of when purchasing truck insurance. Truck Insurance Payment Options Direct Bill Some insurance companies bill the customer directly without the insurance broker being involved. The customer receives a monthly bill and mails the payment … Continue reading “Truck Insurance Payment Options”
Truck Fleet Insurance Options and Payment Plans The truck fleet operator has several alternatives in structuring their truck fleet insurance coverage and payment plans. But first we need to segment the various fleet sizes to determine what makes the most sense for your operation. We like to break out fleet sizes as follows: Group I … Continue reading “Truck Fleet Insurance Options”
The following is an insurance summary of basic truck insurance coverages for the truck and transportation industry. Insurance is one of the largest fixed expenses that a trucker or trucking company faces today. It is one area that all individuals and companies need to revisit at least annually to make sure their needs are being … Continue reading “Understanding the Many Truck Insurance Coverages”
